Disclaimer

All information and data on this blog site is for informational purposes only.  I make no representations as to the accuracy, completeness, suitability, or validity, of any information.  I will not be liable for any errors, omissions, or any losses, injuries, or damages arising from its display or use. All information is provided AS IS with no warranties, and confers no rights.

I will not be responsible for any material that is found at the end of links that I may post on this blog site. Because the information on this blog are based on my personal opinion and experience, it should not be considered professional financial, health or relationship advice. The ideas and strategies should never be used without first assessing your own personal situations, or without consulting a professional.  My thoughts and opinions will also change from time to time as I learn and accumulate more knowledge.

Please remember that this is a blog, and you do not need to agree with anything I share. Each post may be littered with spelling mistakes & grammatical errors and it is ok. These posts do not represent official reports or papers.

I reserve the right to delete any comments for any reason (abusive, profane, rude, etc.).  

From time to time, I may edit my posts to add to the existing content or make minor corrections.

If you do not agree with this disclaimer please stop reading this blog.